2019年6月17日

一步,公司与金融知识,帮助青少年,最近宣布关闭系列融资这轮融资2250万美元是由条纹将史密斯的梦想家基金,Nas, Wndrco,罗尼·洛特,马特•Rutler诺亚古德哈特,凯文•古尔德和乔纳古德哈特也加入了这一轮现有投资者Crosslink Capital,合作基金,和芝麻合资企业。一步——公司创办的金融行业老兵CJ麦克唐纳和Alexey球射门,建了一个卡,与一个移动应用程序,允许用户发送和接收钱立即,网上购物或店内,利用电子钱包平台像苹果和谷歌支付支付。和步骤也与行业领导者像万事达,条纹,演变为下一代的首开先河的和一体化的银行解决方案。候补名单的需求超过500000人在三个月。广告最近,一步宣布关闭2250万美元资金轮内缟。威尔·史密斯的梦想家基金,Nas, Wndrco,罗尼·洛特,马特•Rutler凯文•古尔德诺亚古德哈特和乔纳古德哈特也加入了这一轮现有投资者Crosslink Capital,合作基金,和芝麻企业。步骤与万事达卡、条纹和发展的一体化解决方案,公司想成为青少年的第一卡支出和银行账户。卡是联名与万事达卡(零责任防止未经授权的购买或费用)和公司的银行账户是安全地举行和联邦存款保险公司通过赞助银行发展银行保险和信任。“青少年和父母准备一个无缝的移动银行的经验,一个精心设计的需求,”步骤联合创始人兼首席执行官CJ麦克唐纳在一份声明中说。“我们与最好的业务合作,为下一代创建正确的解决方案。 As we move into a cashless era where digital content and transactions fuel our daily lives, the need for innovation in financial services increases. We want Gen Z to be more equipped and educated when it comes to money.” ADVERTISEMENT The Step card is also integrated with a fee-free interest-bearing deposit account. Plus Step customers are not required to have a minimum balance and they are not charged any hidden or overdraft fees. Plus the Step offering also allows parents to gain insights into their teen’s spending, which provides them with the opportunity to set limits and guidelines. “Today’s young people are digitally savvy, having grown up with technology as a mainstay in their day-to-day lives. As a result, we also need to ensure that they become familiar with the unique aspects of digital payments including providing education about the various finance and payment products available,” added Mastercard’s EVP of Digital Partnerships – North America Sherri Haymond. “Step has taken a thoughtful approach to developing an offering for teens and families that provides that first step in educating and acclimating today’s youth to help them gain confidence and awareness around their finances.” ADVERTISEMENT The additional Step benefits include industry-leading interest on deposits at a current rate of 2.5% with round-up savings capabilities in an FDIC-insured account up to $250,000. There is access to a network of 35,000 ATMs nationwide with no hidden fees or ATM fees. And there are controlled spending limits, which helps build credit and fraud protection. “Stripe is committed to searching for new ways to remove barriers to commerce and broaden economic access to more people,” explained Stripe’s head of corporate development Jordan Angelos — who is joining Step’s board. “Step will help teenagers responsibly participate in a financial system that’s moving online and teach money management skills through direct experience. We’re thrilled to support its efforts.” With this funding round, Step is planning to accelerate its roadmap, add new hires, and respond to the strong demand for its services. The excitement for the product is driven by people becoming far less dependent on cash as they shop online and order services from mobile devices or repay friends and family. “We knew from the first meeting with CJ that Step was creating something special and filling a real void in the market,” noted Crosslink Capital general partner Eric Chin. “We expected this team to move forward at an impressive clip, but Step has exceeded our expectations. We have not seen such explosion from a consumer launch and are excited for millions of Americans to experience the product.”