2023年1月23日

Coverdash,提供小型企业,电子商务商家和gig-economy工人保险,推出的产品在所有50个州关闭超过250万美元的种子资金。圆是由物质资本,参与的投资者,包括轴数码企业,东京海上未来基金(在世界创新实验室),VC和卡梅隆企业扩张。一群战略天使投资人也参加,包括格雷格•亨德里克的首席执行官有利的风险;加勒特科恩,CRC保险;总裁和史蒂夫Shenfeld洋中合作伙伴。的纽约市insurtech被拉尔夫Betesh开始,2022年大卫徒劳和艾弗里鲁宾帮助小企业源覆盖在几秒钟内和提供嵌入式技术,使合作伙伴与企业合作,如在线市场和服务提供者,可以插在Coverdash的端到端保险一行代码的经验。这些合作伙伴的公司获得了35试生产,Betesh TechCrunch说。Betesh,他开始他的职业生涯在保险投资银行,说大保险公司希望这些同样大政策向投资者展示顶线增长,所以他们经常关注大公司,多年来一直这么做了。但是,他看见一个动态变化的最后两年或三年大运营商关注中小企业”作为一种接支离破碎的保费而不必一定去与对方,“Betesh说。这就是许多创业公司的成功发展中一些特别的方法来解决insurtech问题,也吸引风险资本美元。 Coverdash’s insurance policy dashboard. Image Credits: Coverdash Betesh himself began to look at what the process was for small businesses to get insurance and found, in his words, “a lot of clunkiness” and “murky” processes with no transparency. In addition, customers weren’t able to purchase policies without speaking to a human being. “It just wasn’t the purchase experience that I would have expected,” Betesh added. “We felt like this wasn’t in alignment with small business expectations in the U.S., specifically tech-enabled small businesses.” So the team set out to build a product that would make insurance accessible to small businesses of all shapes and sizes and one that was seamless and simple. It works with over a dozen carriers to offer policies including liability, property, workers’ compensation and cyber. Here’s how it works: Customers come to the Coverdash site, and they can get a quote, bind policies together, pay for them and manage them in a matter of seconds. Betesh said there’s no redirection of the customer to a payment portal, a carrier portal or to speak to an agent, everything can be done through Coverdash. Though the company is offering policies in a direct-to-consumer format, Betesh said the Coverdash’s future scale and revenue will likely come from policies sold through those partners that will embed its technology into their websites. Meanwhile, the new funding will be used for go-to-market initiatives, product and technology development and hiring. “The development and adoption of commercial insurance APIs within the insurtech industry has reached a tipping point, enabling innovative companies with the opportunity to drive true growth and transformation,” said Ben Ling, founder and general partner at Bling Capital, in a written statement. “We view Coverdash as the future of business insurance and embedded distribution.”