2023年7月18日

分享链接:https://1lo。有限公司/ EgLZC向量资本Plc(经度:VCAP),一群商业贷款提供担保贷款给房地产开发商和投资者在英格兰和威尔士,提供了一个半年交易更新截至2023年6月30日的时期和贷款汇总在同一日期。交易更新作为我们的2022年度报告显示,2023是一年的合并,该公司计划加强其地位在贷款市场仍通过提高利率的影响,软房地产价格和持续的通货膨胀。向量的强大的资本基础,与股权资本和储备在£25.1 2022年12月31日,代表每股55.4便士,加上具有价格竞争力从母公司借款£4 m先进,向量控股有限公司,意味着该公司很好放置承受这些具有挑战性的市场条件。更是印证了这一金融稳定公司的优秀的关系其介绍人代理网络和持续食欲从其批发提供资金和专业银行联系人。总的来说,董事会高兴地宣布,在公司半年交易符合市场预期。考虑到市场环境,公司在评估新的贷款机会仍持谨慎态度。然而,新的业务咨询水平和管道依然强劲,尽管高利率影响借款人支付能力。赎回继续应用于新客户进展定期。贷款总结如下总结,该公司的贷款在2023年6月30日£49.0 m,反映总计划赎回£11.8 m和新增贷款先进£7.6 m在6个月期间。 The overall average loan to value at the period end was 58.3%. As at 30/06/23 59.0% The Company announced on 12th June that its wholesale bank debt providers increased debt facilities by £5.0m, bringing the total wholesale bank facilities available to £45.0m. Furthermore, that within these facilities, the Group now has the capacity to drawdown £2.5m toward loans secured by second charges, allowing the flexibility for cautious and selective expansion of the Group’s loan book into higher margin loan agreements. The Group has substantial unutilised bank facilities that can be accessed when opportune. Agam Jain, CEO of Vector Capital, commented: “We are very pleased with the Group’s trading performance in the first six months of the year, further details of which will be presented in the interim results in the first week of September. Our strong capital base differentiates us from many of our competitors, while the extension and broadening of our debt facilities provides valuable flexibility in the way that we can assess new lending opportunities. High interest rates are now likely to be with us for a continued period, during which time we can seek to maximise return on our own capital and, on a selective basis, borrowed funds from our debt providers.”