栅栏组织

2022年7月14日

在房地产市场转移,曼的指导和专业知识传授从来就更有价值。是否在我们的活动,或与我们的日常新闻报道的新闻,我们在这里帮助你建立你的业务,采用正确的工具——赚钱。加入我们在连接人在拉斯维加斯,和利用你的选择订阅所有你需要的信息做出正确的决策。曼当水波涛汹涌的,信任,帮助你找到。共享股权平台点推出了其服务在内华达州和俄亥俄州28个市场计划的一部分,明年年初,C系列筹资1.15亿美元。点的扩大足迹,房主在18个州和华盛顿特区可以高达500000美元的房屋净值出售股票的未来房价升值给投资者。点联合创始人兼首席执行官埃迪Lim tappable房屋净值在俄亥俄州的金额在3300亿美元和1500亿美元在内华达州。埃迪Lim”绝大多数业主在这两个州tappable股本,坐拥大量的财富家园,”林在一份声明中说。“不过,他们的股票并不总是很容易到达帮助生命的需求,或实现一个梦想。和抵押贷款利率上升,再融资是一个不那么有吸引力的方式利用房屋净值。” To qualify for Point’s flagship Home Equity Investment (HEI) product, homes must be worth at least $155,000 and homeowners must retain 20 percent of the equity after Point’s investment. Homeowners pay an up-front processing fee of 3 percent to 5 percent plus the cost of an independent appraisal. But unlike a home equity line of credit (HELOC) or cash-out refinancing, Point’s HEI doesn’t require monthly payments. Instead, homeowners pay Point a share of the home’s appreciation in a lump sum when they’re ready to buy the company out — typically when they sell or refinance their homes. If the home has lost considerable value, Point shares in the losses. If the home simply holds its value or appreciates, Point can earn a better return on its investment than mortgage lenders typically charge. In addition to Nevada and Ohio, Point’s HEI is available in select markets in Arizona, California, Colorado, Florida, Illinois, Maryland, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Carolina, Oregon, Pennsylvania, Virginia and Washington as well as Washington D.C. Point said it plans to expand into nine additional states by early 2023. In announcing its Series C fundraise in May, Point said it was developing a new product aimed at homebuyers, Seed , which will provide up to 15 percent of a home’s purchase price to put toward a down payment, helping buyers qualify for pricier homes and avoid private mortgage insurance. Point’s website is currently asking would-be homebuyers who are interested in Seed to join a waitlist. The company had no additional information on when that program will go live. Last year Point completed what the company touted as the first-ever securitization backed entirely by residential HEI agreements, and also announced more than $1 billion in new capital commitments from leading real estate and mortgage-backed securities (MBS) investors including Atalaya Capital Management, Kingsbridge Wealth Management, Palisades Group and Redwood Trust. Founded in 2015 by Lim, Eoin Matthews and Alex Rampell, Point says it has raised more than $170 million in equity capital to date from backers including Westcap, Andreessen Horowitz, Ribbit Capital, Greylock Partners, Bloomberg Beta, Redwood Trust, Atalaya Capital Management, Kingsbridge Wealth Management, Deer Park Road Management, The Palisades Group, Alpaca VC and Prudential. Get Inman’s Extra Credit Newsletter delivered right to your inbox. A weekly roundup of all the biggest news in the world of mortgages and closings delivered every Wednesday. Click here to subscribe.