2023年8月1日

MONEYME达到记录FY23 >的总收入230美元,超过指导MONEYME达到记录FY23 >的总收入230美元,超过指导数字银行和非银行挑战者MONEYME取得了创纪录的年度总收入> 2.3亿美元从1.43亿美元FY22(> 60%),降低办公运营成本在FY23收入从40%降至25%以下,在第四季度发放,增加到1.27亿美元(9800万美元的3 q23处)。作为其战略的一部分来构建一个可持续和盈利的业务在当前的经济环境下,MONEYME利用规模效益,简化操作,转换到一个更高的信用质量的资产基础,重置其资本基础。MONEYME的财政年度实现的资金具有重大意义的里程碑4 q23处,完成计划的SocietyOne包括公司债paydown,解决其3700万美元的小型机构位置和430万美元,和1.5亿美元的资产证券化交易。SocietyOne和提高自动化的集成,包括其完全自动化审批功能延伸到包括担保资产,增加了MONEYME营业杠杆和成本效率。办公室的运营成本收入减少FY23 > 25%,相比前一年的40%。MONEYME的贷款取得减少净亏损环比下半年,由于其信用质量的改进。Equifax信用评分的平均水平是724,从704年FY22和718年3 q23处。大约83%的书有一个Equifax得分超过600 FY22比例为79%,63%,FY21。符合其温和增长的战略和建立一个强大的信贷投资组合,MONEYME总值的客户应收账款从13亿美元到11亿美元的FY23略有减少,而实现记录>的总收入2.3亿美元。MONEYME已经更新年度总收入指导> > 220美元200美元1月份强劲的上半年后结果,但仍然超过了更新的指导。 Originations increased to $127 million in 4Q23, up from $98 million in the prior quarter. MONEYME is now well placed to achieve profitable and sustainable growth in FY24 and beyond, building on its existing scale and technology benefits, and plans to gradually grow originations while maintaining its focus on higher credit quality assets to navigate the business through a more challenging credit risk environment. Clayton Howes, CEO and Managing Director of MONEYME said, “It’s pleasing to end the financial year in such a strong position. We have achieved record revenue, significantly improved office operating costs, and improved our credit quality. “In 4Q23, we achieved a number of significant funding milestones despite tight capital markets. We closed our $41.3 million capital raise and repaid the SocietyOne acquisition debt. We also secured a $150 million term securitisation deal for SocietyOne personal loan assets. These funding achievements have successfully reset MONEYME’s capital base and strengthened our funding and liquidity position, enabling us to continue to deliver profits and lay the groundwork for future growth. “It’s impressive how quickly the team transitioned from two years of high growth to consolidate the business for sustainable and profitable growth. This puts us in a very strong position to deliver returns for our shareholders.” Disclosure: At the time of writing, Australian FinTech Pty Ltd is a shareholder of MONEYME Limited. Join our Newsletter: