2023年7月2日

没有评论信用检查Schufa希望更多的权力和更多的数据,因此想要洞察他们的帐户数据。然而,阻力正在形成。这是事务的当前状态。没有得到过去Schufa在德国。贷款,新公寓还是一辆新车——之前,公司几乎总是对他们的信誉从Schufa获得信息。为了提高这一信息,该公司想看看更多你的个人数据。Schufa希望洞察他们的帐户数据已经在三年前,Schufa曾试图说服公民获得他们的同意再去看自己的帐户数据。然而,当时的项目失败,这就是为什么该公司现在再次尝试。Bonify平台,于2022年接管,公民现在应该可以“自愿”Schufa转移他们的帐户数据。根据Schufa,这将导致一个更好的分数和更高的信用评级或改进的机会。 However, there is some criticism here. Hard criticism of the Schufa Gerhard Schick, the chairman of the “Finanzwende” association, heavily criticized the actions of Schufa. This is what he said about him: “Is the transfer of data really voluntary if I don’t get a rental apartment without a good Schufa rating and can only achieve this good Schufa rating by looking at the account?” In fact, Schick is not alone in this, because a whole range of data protection officers and financial experts suspect that Schufa could gain too much power in the course of such measures. This is particularly problematic because the company does not handle the sensitive data correctly. There have often been cases of mix-ups, incorrect assignments and unjustified entries, which had dire consequences for some of those affected. You need to know this now What remains positive for you, however, is that the insight into the account data is only a voluntary measure. Nevertheless, this could have negative effects in the long term, such as people who do not provide Schufa with insight, receiving a lower credit rating than average. For this reason, the “Finanzwende” association has also started a petition entitled “Keep your hands off my account”. As of June 29, it already has 230,323 supporters. Also read: Will we all become transparent people soon? Digital Euro is coming! Will cash be abolished? and danger for consumers? Financial investor could bring Schufa to the stock exchange 2023-07-01 12:06:36