2023年4月27日

04/27/2023 | 05:54pm美国信息:*必填字段OTCQB: PBNK——顶峰银行,总部设在加州,吉尔罗伊今天宣布未经审计的净收入为截至3月31日的三个月,2023年为2723000美元,增长119%相比,净利润为2022年同期的1246000美元。截至2023年3月31日,总资产为7.666亿美元,下降2%,从7.788亿美元在3月31日,2022年。贷款总额为5.282亿美元,2023年3月31日,一个新的记录,增加了8550万美元(19%)从3月31日,2022年4.426亿美元的资产。总工资保护计划(PPP)贷款在3月31日,2023年是280000美元,而上年同期为850万美元。排除PPP贷款,贷款总额增加了9380万美元,增长22%。信贷损失准备金在2023年3月31日为573.2万美元或1.10%的净贷款620.9万美元或1.43%的净贷款相比,在3月31日,2022年(1.46% PPP贷款除外)。存款总额在2023年3月31日为6.763亿美元,在3月31日从7.01亿美元减少了4%,2022年,从6.694亿美元增加了1%在12月31日,2022年。顶峰银行采用当前预期信贷损失(“CECL”)标准1月1日,2023年,导致一次性调整贷款501000美元的信贷损失准备金和税后减少开放留存收益为353000美元。“我们一直专注于核心业务,并提供高水平的个性化服务。本季度创纪录的贷款达到反映了我们的方法的关系银行的成功,”总裁兼首席执行官杰弗里•佩恩说。 “We are honored to contribute to the success of our communities by providing premier business banking from Salinas Valley to Silicon Valley. We appreciate the ongoing efforts of our outstanding team of professional bankers, committed directors and advisors and our many loyal clients that contribute to our ongoing success and valued relationships.” The Bank’s capital position remains above regulatory guidelines for well capitalized banks. At March 31, 2023, the Bank had a total capital ratio of 13.91%. Book value per share at March 31, 2023 was $13.67. Pinnacle Bank is rated by Bauer Financial as Five-Star "Superior" for strong financial performance, the top rating given by the independent bank rating firm. DepositAccounts.com awarded Pinnacle Bank an A health rating. The Findley Reports named Pinnacle Bank a 2023 Super Premier performing bank. For more information, please go to www.pinnacle.bank click on Investor Relations and March 2023 call report. About Pinnacle Bank Pinnacle Bank is a full-service business bank dedicated to providing quality depository and credit services in Santa Clara, San Benito and Monterey counties. The bank focuses on commercial banking services for businesses and nonprofit organizations, offering a variety of products and services that combine the best of personal touch with convenient technology-based delivery. Pinnacle Bank has locations in Morgan Hill, Gilroy, Salinas and Campbell. For more information, please go to www.pinnacle.bank click on Investor Relations and March 2023 call report. Forward-Looking Statements This release may contain forward-looking statements, such as, among others, statements about plans, expectations and goals concerning growth and improvement. Forward-looking statements are subject to risks and uncertainties. Such risks and uncertainties may include but are not necessarily limited to fluctuations in interest rates, inflation, government regulations and general economic conditions, including the real estate market in our primary service area and more generally in California and other factors beyond the Bank's control. Such risks and uncertainties could cause results for subsequent interim periods or for the entire year to differ materially from those indicated. Readers should not place undue reliance on the forward-looking statements, which reflect management's view only as of the date hereof. Pinnacle Bank undertakes no obligation to publicly revise these forward-looking statements to reflect subsequent events or circumstances. Summary Balance Sheet