2023年6月25日

动荡的市场环境意味着投资者放弃的想法设置和忘记,渴望得到可信的专业建议,根据Natixis投资经理。公司的全球个人投资者调查,调查了8500名投资者在全球范围内,它表示当前市场状态意味着指数基金不再是一个可靠的投资和投资者必须考虑其他的选择。超过三分之二表示最近的通货膨胀已经强调了专业建议的重要性。CPI通胀已在2022年12月达到7.8%的峰值,但在2023年3月跌至7%。相关新闻:与此同时,利率目前为4.1%,澳大利亚储备银行预计今年将继续上升。对于澳大利亚投资者而言,60%承认指数基金提供回报,与市场,55%的人认为指数基金将有助于减少损失。“投资市场的不断上升趋势可以让即使是最经验丰富的投资者看起来聪明,只要购买指数基金。世界面临一个更复杂和更有挑战性的投资格局,投资者开始意识到专业建议并设置特定服务的真正价值预期他们的顾问,”它说。“长跑后两位数的回报,投资者对其投资组合有很高的期望,但很多人可能没有意识到世界已经变了多少。他们想要高回报,但他们担心波动。 They think they know about bonds but do not understand the impact that rising rates will have on their investments. They think they know where the risks lie, but they miss the big picture, which is all about achieving key financial goals.” More than half of Australian investors (54 per cent) said inflation was their top investment concern and close to two thirds (63 per cent) said it is significantly impacting their ability to save for retirement. Almost half (48 per cent) believe they need to invest more to make up for inflation. After inflation, 48 per cent of Australian investors see a recession and rising interest rates as the biggest risks to their portfolio followed by market volatility (32 per cent). When asked whom they turned to for advice, 91 per cent said they trust their financial adviser and more so than their family and friends. Financial planning advice and retirement income planning are the most favoured areas to receive advice. They most value financial planning advice (49 per cent), help in understanding investments (45 per cent), and understanding their unique situation (35 per cent). Consumers particularly value receiving personalised and tailored advice with 31 per cent wanting investments that reflect their personal values and 27 per cent want the adviser to listen to them and their needs. Louise Watson, managing director and country head for Australia and New Zealand at Natixis IM, said: “Volatility and inflation are certainly impacting investors’ short-term outlook but longer-term they are more optimistic about returns and their capacity to save for retirement. Central to achieving their goals will be working with trusted financial advisers and the survey confirms that Australian investors hold their financial advisers in high regard.”