2023年3月19日,

家»商业»超过60%的美国人不谈论债务与他们的配偶,调查显示byarchywordys西部和南部金融集团没有评论,一群多样化的金融服务企业,进行了一项调查最重要的财务讨论夫妇,调查发现,63.6%的美国人从来没有与他们的配偶讨论了债务。缺乏沟通和不匹配的值会导致夫妻分手。但是这些领域通常包括财务。“结婚之前,夫妻没有太多谈论财政。但随后谈到投资,集中检查和为退休储蓄开始高涨。现在,他们结婚了,夫妻可能会觉得他们有世界上所有的时间来解决这些问题。但实际上,你可能会后悔,如果你等得太久,这些东西在一起”,西部和南部的金融集团报告说。“如果你还约会或寻找合作伙伴,最好的办法是去掉你的个人贷款和信用卡债务,根据受访者的情绪。是否你在一个关系,确保你精通金融会帮助你做好准备财务规划对话时出现。你越了解,就越不可能这些交谈会变成争吵。”,增加了商业网站。 According to the survey, credit card debt is the top financial deal breaker among surveyed millennialswhile couples with joint checking accounts were the most likely to fight over spending habits among all couples surveyed. Personal loans were the most prominent financial deciding factor overall in this studyfollowed by credit card debt, lack of financial education, irresponsible spending and student loans. Talking about finances can strain relationships, sometimes damaging them beyond repair. While the occasional argument can be healthy, it’s essential to avoid heated arguments. “Before you settle down for life with your partner, there are some critical conversations to have. While agreeing on whether or not to have children can end a relationship cold, the same can be said about the financial situation and habits of each couple”, dice Western & Southern Financial Group. The survey was conducted among 1,008 married Americans, of whom 585 were men, 422 were women, and one identified as non-binary. Respondents included 118 baby boomers, 277 Gen Xers, 468 millennials, and 145 Gen Zers. For more details about the survey, go here. You may also like: – Americans return to bad credit card habits and accumulate record debt – Consumers are “very concerned” about their financial situation and will avoid spending in the next 6 months: PWC survey – 9.3 million more Americans ended up living paycheck to paycheck in 2022