2023年4月4日

信任&将在美国领先的数字遗产规划平台、发布第三年度千禧年的遗产规划研究的结果,从超过20000千禧一代提供洞察力临终计划的偏好。在抵押贷款利率上升和通货膨胀,千禧一代很关心他们是否有能力建立和财富传递给后代。2023年度研究的重要发现,”千禧一代和遗产规划期间的经济不确定性,”包括:45%的千禧一代说,住房危机将影响他们的能力传递他们的财富78%的千禧一代说,建筑多财富是必不可少的他们74%的千禧一代任命了一个数字遗嘱执行人房地产计划他们的在线事务处理和社交媒体账户千禧一代29%比年长的人群更有可能希望他们的邮件,直接消息,和短信阻止私人家庭71%的宠物主人在我们组分配一个监护人的动物在他们的遗产规划计划生育是最受欢迎的慈善遗赠,紧随其后的是圣裘德儿童研究医院和特雷福项目最近的经济危机已经产生重大影响千禧一代构建和财富转移的能力。近一半(44%)的受访者表示,房地产危机和抵押贷款利率上升无法买房,和45%表示,它将影响他们的能力传递他们的财富。千禧一代考虑多代的大部分财富建设同样重要(78%),而不到一半的老一辈人(45%)认为这是重要的。同时,56%的千禧一代希望得到一个一生中继承,但很少(11.5%)表示,他们依靠继承作为财务规划的一部分。“过去的一年里一直动荡对许多人来说,我们看到对千禧年的心态的影响在遗产规划,“科迪Barbo说,创始人兼首席执行官信托。“然而,我们也看到转变这一代的能力克服金融障碍,忠于最重要的事情,就像给慈善机构或减少碳通过环保葬礼。即使在巨大的不确定性和恐惧的时候,千禧一代正在控制他们的金融期货通过创建房地产计划以更高的速度比其他任何一代。“越来越多的千禧一代选择替代葬礼,包括人类的堆肥,和树豆荚。 Cremation remains the most popular choice (51%), followed by traditional burial (22%), but a rising number of millennials prefer to donate their body to science (13%). This aligns closely with the majority of millennials opting to be organ donors (81%). Millennials are more likely to donate to charity, even if their net worth is relatively low. In fact, there is a direct correlation between the two, with 67% of millennials with net worths of $50,000 or less opting to donate, compared to 25% of millennials with higher net worths of $50,000-$125,000. The average bequest is $22,257. Consistent with previous years, the primary motivator to create an estate plan is having a child (31%), followed by buying a home (10%), instructions from a financial advisor (9%), or a death in the family (8%). For the full findings and to download a copy of the report, visit trustandwill.com/millennials . Methodology Trust & Will analyzed proprietary data from 23,979 individuals, 7,832 of whom were aged 25-44, to explore specific insights and behaviors of the millennial generation regarding estate planning. Trust & Will revisits this data each year to see how trends and behaviors among millennials continue to change over time. ABOUT TRUST & WILL Trust & Will is simplifying estate planning and settlement with attorney-approved, legally valid documents and processes designed to adhere to individual state guidelines. Since 2017, we’ve helped hundreds of thousands of Trust & Will members leave their legacy with an affordable way to create an estate plan or settle the estate of a loved one. Our platform uses bank-level encryption that protects customer data and complies with the highest security standards, including SOC 2 and HIPAA. Trust & Will is the official estate planning benefit provider for AARP members, along with several leading financial institutions, who all believe in our mission of helping every family leave their legacy. To learn more, visit trustandwill.com .