2022年10月25日

在今年推出以来,集团积累了大约5亿美元的管理资产,首席执行官伊桑阿加瓦尔在接受采访时表示。总部位于旧金山的公司背后的想法是当Agarwal——然后健身应用Aaptiv的创始人兼首席执行官——放弃他的薪水后面临的挑战获得抵押贷款。“事实上,一个大,传统金融机构无法概念化,有一个更好的方法评估风险给我一个机会,”阿加沃说。“空间这样成熟的破坏。“圈内人”向用户——大部分创业者获得风险投资基金管理公司包括Coatue管理,Andreessen Horowitz,部落资本和初始资本,以及私人公司SpaceX和条纹。启动表示,它的目标是提供基于个人的资产,而不是薪水或信用评分。公司是指用户为“误解。”阿加沃说他们是一群25-to-45-year-old创始人和早期的创业公司员工净值100万美元到5000万美元,他们正努力实现业务多元化,突破流动性蛞蝓的非上市公司的股权。他估计1到300万之间有这样的人在美国投资是有史以来最大的一个系列检查Andreessen Horowitz,普通合伙人西班牙Acharya说:加入圈子的董事会。他预计科技创业者可能会吹嘘他们的赌注在引人注目的风险基金。 “The Coterie gives you social status plus financial diversification,” Acharya said. “We like that it’s about access rather than advice.” To be sure, if a user stops repaying interest on a loan amid factors including market tumult or crumbling valuations, The Coterie can reclaim ownership of the collateral that the loan is against — for instance, holdings in the venture funds on the platform. The startup, co-founded by Agarwal, Jeson Patel and Christopher Boies, recently began offering tax and estate-planning tools , and may add other lending products. Its minimum investment is $5,000 in an individual company or $10,000 in a fund, Agarwal said. “We’re a software company — we’re not trying to be a financial adviser or a bank,” he said. DoorDash co-founder Stanley Tang and AngelList co-founder Naval Ravikant also participated in the funding round, as did Initialized, Pear VC and Google’s artificial intelligence-focused Gradient Ventures. “The Coterie provides greater financial opportunities to a new generation through broadened access to investing, lending and estate planning,” said Initialized general partner Alda Leu Dennis.