2021年5月14日

Rho科技，Rho商业银行*背后的高增长金融科技企业，宣布推出Rho卡，这是第一张银行发行的企业卡，使企业能够灵活地管理他们的现金返还、信贷条款、公司支出控制和政策-所有这些都在他们的条款下。万事达卡这种独特的公司卡旨在促进业务增长，同时帮助精确和负责地管理支出。“Rho使Caraway得以扩张。他们适应我们的增长，提供优质的产品，并使我们优化经营支出。”现金流是任何企业的命脉。使用Rho卡，客户可以选择将现金返还最大化至1.75%，延长还款期限以获得额外浮动额度，或在两者之间调整适当的余额。Rho卡的条款每年最多可灵活调整四次，以满足不断变化的现金流需求，更高、稳定的信贷限额有助于刺激业务增长。通过Rho卡，客户可以完全访问无与伦比的商业银行*平台;配备全套工具，包括免费商业银行服务*、全球支付、应付账款和世界级资本市场团队。“到目前为止，公司一直被公司卡困在一个僵硬的盒子里，被限制在一组单一的条款中。商业是周期性的。 As business owners ourselves, we built this first-of- its-kind card we always wanted, that supports the evolving needs of modern businesses as they grow,” says Alex Wheldon, Co-Founder and Chief Product Officer at Rho. The Rho Card powers businesses with unrivaled tools to stimulate growth: A cutting-edge underwriting process helps find the highest credit limit that increases as they grow, without personal guarantees, collateral or random fluctuations. Built-in spend limits and category restrictions enable precise control over spend, at scale Customers can authorize an unlimited number of virtual or physical cards and set individual spend limits to manage usage, foster clear accountability and stop card sharing. Cards can be assigned to budgets for easy tracking of expenses by employee, project, budget or department. Digital receipt uploads and auto-synced accounting save time reconciling expenses. A centralized dashboard provides immediate visibility into company spend – across all cost centres. Uniquely paired with concierge-level support from the Rho team to assist with all aspects of card management. “Rho has enabled Caraway’s expansion. They adapt to our growth, provide superior products and allow us to optimize our operating expenditure,” said Mark Riskowitz, Head of Operations at the NYC-based cookware company Caraway. The Rho-branded card solution rounds out the company’s suite of tools under its unified Rho Business-Banking* platform, designed to help businesses, from high-growth to mid-market, save time, money and effort as they expand. The company has raised $120 million of equity and debt financing from institutional investors, including Inspired Capital, M13 Ventures, ConsenSys, Torch Capital and Community Investment Management.