2023年4月20日

“从未更难”:这是你所需要的收入在加拿大买房linkedin发布4月20日,2023下午5:35 5:02看:千禧一代定价的房屋所有权——4月13日,2023留下评论linkedin增加文章字体大小,尽管房价降低了整个国家,加拿大人仍然需要挣更多的钱能够买房子比去年相比,根据一项新的报告RateHub。报告显示,购房者将需要一个年收入217000美元的截至2023年3月在多伦多买得起1118500美元。增加6250美元的收入和2022年3月相比,尽管平均房价下降了超过200000美元的城市,根据RateHub。您还需要赚到超过200000美元在温哥华负担得起一个家,而其他的国家需要75000美元和170000美元之间。故事继续下面的广告RateHub联合首席执行官詹姆斯Laird告诉全球新闻,加拿大人现在需要挣更多的钱买房,因为利率从去年的接近百分之三增加到百分之五以上。“从未更难在加拿大购买一个家,”他说。Laird说除非购房是一种极高的人,他们需要一个合作伙伴获得的平均家庭在加拿大。压力测试7.54%的速度增加也导致需要更多的收入,该报告说。九的报告发现,10个城市在加拿大,购房者需要每年多赚5650美元和21360美元之间的收入买得起房子比去年,这一趋势预计还将加剧。“新股供应紧张和一些购房者重返市场,不要指望家里负担能力改善在未来几个月,“Laird说。 1:46 Real estate prices forecast to rise Other cities on the list showed an increase in how much income a home buyer needs, even while average home prices fell. Trending Now Story continues below advertisement Halifax requires close to $105,000 in income, Montreal is over $107,000, Winnipeg is over $75,000, and Ottawa is under $130,000. Calgary is the one outlier on home values, where the average home price rose modestly. Calgary requires a little over $110,000 in income to fetch the average-priced home. Hamilton was the only city on the report’s list to require less income, with $4,460 less needed year-over-year to afford a home there. Laird said that the income requirement posed by most banks means that some may need to rent longer or rely on their parents for help either with the downpayment or co-sign to boost their income level. He recommends for homebuyers to consider small cities, where they may find a better deal. “Home prices vary a lot in this country,” Laird said. “It’s probably why we’re seeing a lot of young people move out to the Prairies and Alberta — homes are relatively affordable versus Toronto and Vancouver.” More on Canada