2021年6月23日

用户可以确保国际金融公司由CNBV监管和监督。现在消息灵通,加入我们的日常通讯!邮件4分钟阅读这篇文章被翻译使用人工智能技术从我们的西班牙语版。由于这个过程可能存在错误。这个星期三,6月23日,国家银行和证券委员会(CNBV)与财政部和公共信贷和墨西哥银行联合会发表在《官方公报》(景深)授权的金融技术公司墨西哥Prestadero可以作为一个集体融资机构(IFC)。平台,这是第一个在网上社区人与人之间的贷款在墨西哥,以前操作作为一个公共有限公司的可变资本投资,现在它已成为一个公共有限公司可变资本的投资,促进集体融资机构(SAPI de简历,国际金融公司)。但这顶帽子是什么意思?“我们是第一个集资”平台操作在我们的国家,和我们现在授权经营监管的实体,“Gerardo Obregon Prestadero的创始人兼首席执行官,对企业家西班牙语版。“当我们开始Prestadero,我们确定了一个贷款和投资提供公平的机会。我们发现在集体融资来实现它,但是我们知道,作为一个破坏性的模式,不会有具体的规定。 Since then, we have found a way to operate within of the existing legal framework, always advocating for a specific regulation that would better protect our users and investors ". Gerardo Obregón, founder and CEO of Prestadero / Image: Courtesy of Prestadero Without this authorization, Prestadero could not continue operating as a collective financing platform because it would not be complying with the requirements of the National Commission for the Protection and Defense of Users of Financial Services (Condusef). With it, users can have the certainty that IFC companies are regulated and supervised by the CNBV since they have complied with all the necessary obligations of these financing and investment fintech companies. "The authorization will allow us to generate greater confidence in our current users and attract new loan applicants or investors. It will also allow us to continue operating as a regulated IFC and thus facilitate the investment of international venture capital funds and obtain institutional lenders, such as banks, without that the latter have to worry about the administration, analysis or collection of the credit. Finally, we will be able little by little to use our resources to improve our products that were focused on changes to comply with all the regulatory requirements of the platform, "said Obregón . With this authorization, IFCs will be able to: Build more trust with your current users and attract new customers, credit applicants or lenders Continue to operate as a regulated IFC and thus facilitate the investment of international venture capital funds Obtain institutional lenders, such as banks, without the latter having to worry about the administration, analysis or collection of credit Mexico's Fintech Law is unique in Latin America, as it seeks to regulate financial technology companies that at some point have contact with money from the general public (such as IFPE or IFC), as well as novel models (regulatory Sandbox). In this way, it seeks to equalize the playing field for entrepreneurs in the sector who have new ideas with homogeneous rules.