2020年4月8日

现在注册想象实现主要代表雇主的客户而降低成本支出只有一半时间和金钱引用和建模所有类型的自筹资金健康计划。这个简单的公式被烤成缓和的DNA,建立六年前由软件工程师,设计师和健康保险专家的关键性能指标揭示了令人惊叹的时间节省平凡的任务。2月被收购后新生的好处,为中型企业雇主设计定制的利益,为新生连接。科技平台帮助生产者了解集团的风险,定制覆盖和安全竞赛中有止损方案设计。因此,认为没有必要字段的一组健康保险精算师。“有很多的专业技能和知识,承销和推荐自我保险的健康计划得当,不管是level-funded,俘虏,等等,”观察朱利安金刚砂,共同消除。交钥匙解决方案厂商新生连接标榜自己是一个交钥匙解决方案像亚当Zebian经纪人和顾问,员工福利部门的副总裁人民联合保险公司的子公司人民联合银行。什么引起了他的注意是一个自动化的能力个人健康问卷和聚合数据众多保险公司保证止损范围,管理员和成本控制供应商。该平台是一个很好的适合他的组50到100名雇员。新生收购减轻提供代理和售后支持的他们需要简化操作,根据Zebian。 “They’ll help spreadsheet things in a format that will help us create the sale,” he says. But having access to higher quality data also enables them to suggest the right products based on client needs, he adds. “The market is still relatively behind the times as it relates to automation,” opines Michael Poleman, president of Novo Benefits. “A lot of the brokerage firms are doing so much of this manually or with systems that really aren’t designed or well established.” As a result, he believes many won’t even venture into the self-funded space because of the perceived complexities. Using the Allay chassis helps remove the mystery from self-funding, bringing what he describes as “Fortune 500 benefits down to the midmarket so self-funded employers and brokers can access things they’ve never been able to access before.” Novo Connection essentially allows brokers and advisers to make confident recommendations on self-funded plans that drive down costs, “but they can scale their self-funding advisory practice without having to put in all these extra hours every time they want to put out a self-insured quote,” Emery explains. How does the platform work? Census and claims data can be uploaded with any other pertinent information layered on top to determine a credible estimate on risk over the coming year. Several solution partners are indexed into the system to help build out a comprehensive risk profile and better gauge their potential impact on health outcomes. Producers also attempt to secure competitive stop-loss rates based on the custom components and solution partners that have been put in place on a given group. Another important piece is ensuring that stop-loss coverage lines up with the plan document and all contracts to avoid any coverage gaps. A subsequent review of the automation helps eliminate errors and “makes it easier for even small brokerage firms to have the horsepower of an internal review team that a big brokerage firm does,” Emery says.