Mobilink小额信贷银行

2023年5月21日

小额贷款首次跨越一万亿基准1.5 x卡拉奇:所有未偿还贷款的小额信贷行业的规模穿过Rs500十亿马克第一次在2023年1季度,最新发布的统计数据由巴基斯坦小额信贷网络(中性粒细胞)。组合图未偿还本金的所有优秀的客户贷款、应收账款没有兴趣,较前一季度增长3.7% Rs509.6bn在3月底。普及率——显示了有关人口的份额已经使用小额信贷产品在他们的一生中至少有一次,站在23.1在3月底和22.7电脑前的四分之一。这意味着超过7在每10潜在客户仍然没有访问小额信贷。在行业总贷款组合,小额信贷银行每股Rs394bn约77,其余的则由非银行小额信贷公司(NBMFCs)举行。活动小额贷款借款人的数量过920万年,从前一季度的1.8。根据中性粒细胞分析师阿卜杜拉•赛义德类似的趋势在上升2 pc的女性顾客在同一时期。小额信贷银行拥有6.1活跃借款人而NBMFCs迎合3.2借款人。小额贷款的发放,代表新的信贷扩展,在过去的三个月期间,下降18.8按季度Rs136.1bn 1。贷款支付周期正在审查的数量也下降了6.1,至6.5人。 Early delinquencies — borrowers missing loan payments — decreased from 5.6pc to 5.3pc over the quarter under review as loan repayments resumed with the gradual subsiding of the flood crisis. In terms of the market share and lending portfolios, HBL Microfinance Bank took over the lead role with an 18.1pc share and a gross loan portfolio of Rs92.2bn at the end of January-March. It was closely followed by Khushhali Bank, which held a market share of 17.5pc and a gross loan portfolio of Rs89.1bn. In terms of active borrowers, Mobilink Microfinance Bank led with a market share of 27.9pc and a borrower base of 2.6m. A distant second was the National Rural Support Programme with a market share of 7.8pc and a borrower base of 0.72m. The savers’ base increased 4.4pc to 98.1m at the end of the quarter under review. Telenor Microfinance Bank led this growth by adding 2.5m depositors to its savers’ portfolio. Mobilink Microfinance Bank and Telenor Microfinance Bank continued their dominance with a total of 81.1m active savers. The value of savings, however, depicted a drop of 5.2pc quarter-on-quarter to Rs487.5bn at the end of March. “The withdrawal by institutional investors and maturity of TDRs led to a decline in the deposit value,” said Mr Saeed while referring to troubled debt restructurings, an accounting mechanism used by a lender to modify an existing debt agreement with a borrower. Published in Dawn, May 21st, 2023 Now you can follow Dawn Business on Twitter , LinkedIn , Instagram and Facebook for insights on business, finance and tech from Pakistan and across the world. Advertisement