2023年1月31日

Edlyn Cardoza警官份额FinTech在社会中所扮演的角色正变得比以往任何时候都更重要,主要是因为Covid-19。FinTech可以在任何地方使用,意思就可以访问的人可能从来没有利用金融服务。通过获得基本金融服务,如移动货币和电子钱包,FinTech公司正在帮助人们脱贫和创建一个更经济包容性的世界。COVID-19危机已经在非洲男男同性恋者产生毁灭性的影响。男男同性恋者面临的障碍在保护资本增长他们的业务,导致一个MSME资金缺口。男男同性恋者所面临的最大问题之一是缺乏获得信贷。根据麦肯锡的调查,中小企业占98.5%的所有的公司都在南非。男男同性恋者对非洲的经济至关重要,需要最优的支持以确保他们的复苏和增长到下一个正常。一线希望男男,FinTech解决方案一直在帮助欧洲大陆的男男同性恋者克服由大流行性流感的挑战促进快速、方便的获得信贷。越来越多的FinTech初创公司正在帮助小型企业在非洲通过各种金融方法。 Here are 4 FinTech start-ups helping MSMEs grow in Africa: Kiotapay is one of the leading African end-to-end real estate platforms for automating payments, billing, collections, communication, expense management, sales, inventory, and other real estate processes. Kiotapay works with property managers, property owners, property developers, property sellers and property vendors to automate services, create efficiency and speed up service delivery. They not only enable real estate businesses to collect, attribute and reconcile payments seamlessly, but we are also using technology to provide the missing link between demand and supply in real estate businesses. Kiotapay platform automates business flows in the entire property value chain beginning with property sales, development and property management. Lendha is providing small businesses with seamless access to credit and spend management tools for growth. Lendha provides quick and easy access to loans for SMEs. You can access up to ₦10,000,000. They approve your loan within 3 hours and charge an affordable interest rate. You can apply for a loan online without the hassle of going physically to their office. Lendha provides flexible repayment methods, where you can give 6 monthly installments. PesaChoice is a financial technology company that is bridging the gap between salary payout and unexpected expenses for people with limited access to institutional credit. They eliminate the need to rely on predatory lenders, piles of paperwork, and long waiting periods to access funds. PesaChoice has a software with complete HR suit that helps grow your business with a platform that supports all your team needs, such as employee management, employee self-service, performance management, leave management, payroll, hr dashboards, e-recruitment, expense claims, asset management, loan management. Trade Lenda is a financial service company that assists Micro, Small and informal retailers with access to financing for business needs. They also assist retailers with access to distributors and manufacturers. Trade Lenda currently operates out of Lagos, Nigeria. They believe every business has a higher potential to grow bigger when provided financial support. And they are on a mission to help SMEs across emerging markets access financing for business growth. Digital monthly issue Global coverage