2023年8月18日,

分享分享的故事在FY22 Indifi技术公布净利润与净亏损INR 32.8 Cr FY21强劲增长业务Indifi操作跳过2 x INR收入197.9 Cr在FY22 INR 96.29 Cr FY21 lendingtech启动了35美元Mn在其系列E一轮融资,由印度工业信贷投资银行企业,今年6月启动Indifi lendingtech技术将在截至3月31日的财政年度盈利,2022年业务的强劲增长。公布的净利润INR金融2021年5.1 Cr - 22 (FY22)相比INR FY21 32.8 Cr的丧失。收入来自操作跳过2 x INR 197.9 Cr FY22从INR 96.29 Cr在上一财政年度。的创业公司提供无担保贷款和行微型信贷,中小企业(msm)短期业务需求和收入的大部分收入通过处理费用和服务费用。Indifi的总收入,包括其他收入,站在印度卢比213 Cr FY22相比INR FY21 105.8 Cr。在费用方面,总支出站在FY22 INR 202.8 Cr,增加了1.4 x INR 138.4 Cr在上一财政年度。借款利息费用是最大的贡献者之一启动的总费用。在FY22启动了印度卢比65.7 Cr,上涨81%,印度卢比36.3 Cr在上一财政年度。员工福利费用上涨27%,至55.7印度卢比Cr在FY21 INR 43.9 Cr。员工福利费用主要包括员工工资、PF贡献,和其他员工的福利待遇。 Indifi wrote-off bad-debt worth INR 20.8 Cr in FY22, a decline of 37% from INR 33.1 Cr in FY21. Founded in 2015 by Alok Mittal, Siddharth Manhot and Sudeep Sahi, Indifi offers credit solutions to underserved businesses. It claims to have disbursed more than 73,000 loans across 400+ cities, amounting to a total disbursement value of over INR 4,100 Cr till date. Amid the ongoing funding winter, the startup raised $35 Mn in its Series E funding round, led by ICICI Venture, in June this year. The funding round also saw participation from existing investors, including British International Investment, OP Finnfund Global Impact Fund I, Omidyar Network India, Flourish Ventures and CX Partners. Indifi competes against the likes of Incred, Yubi, Lendingkart, among others. With rising digitisation, the lendingtech sector has emerged as an important subsector within the fintech sector. A number of startups are providing credit to businesses, especially MSMEs which are starved of capital. As per Inc42’s ‘State Of The Indian Fintech Report Q2 2023’ report , lendintech sector which had a market size of $270 Bn in 2022 is poised to grow at 22% CAGR to reach $1.3 Tn by 2030.