2023年3月8日

新德里,07年3月,2023:# WorkingStree按照第五版,职业女性在印度的年度调查由IndiaLends 2/3rd职业女性的“经济独立”定义为失去依赖任何人对金融的需求,在自由地花费自己的钱。然而,近67%仍然依赖男性家庭成员财务决策。3月8日国际妇女节前夕,IndiaLends’# WorkingStree调查在线2023年2月,旨在了解印度职业女性的脉冲相对于经济独立和职业选择。它覆盖了10000 +职业女性在21 - 65年龄段驻留在地铁和1和2线城市4439印度独特的密码。调查发现,超过90%的被调查者对家庭支出贡献,近40%,超过50%的收入。近70%的女性收入低于Rs 5每年十万的,而23%的Rs 5 - 10年收入十万的支架。同时,压倒性的数量在很大程度上造成了他们的家庭开支,近67%的人依赖男性家庭成员财务决策包括丈夫、父亲或兄弟。然而,超过22%的受访者不受任何金融决策的影响。调查还发现的欲望在领薪水的女性将企业家近1/4th想自己创业,和另一个1/4th想升级他们的技能作为一个关键职业优先。在其他研究中,# WorkingStree调查显示,几乎一半的职业女性只有独立决策相关的可自由支配的开支。 Only about 1/4th of women were able to make investment decisions independently, with 1/3rd women claiming it’s always been the male member of the family who makes investment decisions, and 1/4th of the respondent finding investments “complex and confusing”. IndiaLends Founder and CEO Gaurav Chopra said, “Empowering women to take charge of their finances is not just a moral imperative, but also an economic necessity. It is time for us as a society to break down traditional barriers and create equal opportunities for all. At IndiaLends, we are committed to supporting and empowering working women to take control of their financial lives, and this #WorkingStree report only reinforces our belief in the urgent need to accelerate this change.” The survey also found that nearly half of working women were learning about personal finance from social media, about 30% from news articles, and 20% from workshops and seminars, followed by professional experts. With that, only 1/3rd of working women felt confident of making all their financial decisions. “It is heartening to see that women today are active contributors in the household and that they have started taking an interest in knowing more about personal finance,” Chopra added. The most important work motivation for 1/3rd of the women polled was financial independence; 26% said they were working to support their families; and 21.6% for improving self-confidence; about 6.7% of the respondents said they worked to keep themselves occupied. The majority of IndiaLends’ #WorkingStree survey respondents were in the 25-34 age group, representing 47.7% of the total sample, followed by 35-44 year-olds at 30.8%. The youngest age group of 21-24 years represented 13.7% of the sample, while those over 45 and above made up about 7.8%. In terms of professions, salaried employees represented the largest group of respondents at 43.6%, followed by self-employed individuals at 31.3%. Homemakers represented 12.3% of the sample, while professional individuals such as CAs and lawyers accounted for 4.4%. When it came to marital status, the majority of respondents were married at 70.6%, followed by singles at 16.4%.