Hiscox

2022年11月14日

三家英国顶级保险公司已经对洪水再保险公司的“建设更好计划”(Build Back Better Scheme)表示支持。安迪·博尔德(右与议员阿洛克·夏尔马(Rt Hon Alok Sharma)在世界气候峰会上宣布，Hiscox、RSA和Covea已作出承诺。这一举措是由保险行业和英国政府共同承诺的，旨在促进洪水保险的可负担性和可用性，确保保险公司向客户提供高达1万英镑的报销费用。这些资金可以由保险公司从Flood Re索赔，可以用来采取一些措施，如安装插座、止回阀和自闭空气砖，以及安装防洪门等。“帮助客户更好地保护家园免受洪水侵袭符合所有人的利益，”Hiscox UK的个人保险承保经理蒂姆•斯拉特里(Tim Slattery)表示。“这种性质的索赔是令人痛苦和破坏性的，往往会导致大量的浪费和对新材料的需求，因为损坏的修复。这一实用而创新的计划将提高英国住房存量的抵御能力，帮助受洪水影响的人们更快地恢复正常生活。”这三家保险公司加入了agas、NFU互助、英杰华、劳埃德银行集团和LV=等保险公司的行列，做出了承诺。RSA的个人产品索赔主管苏西•蒂凡尼说:“很明显，气候变化正在导致更频繁、更恶劣的天气事件发生，我们希望支持我们的客户保护自己免受这种日益增加的风险。”“这是一项不小的任务，但重要的是，通过加强洪水抵御能力，英国的住房存量能够抵御未来。‘重建得更好’计划正朝着这个目标努力，我们很高兴能成为其中的一员。” Meanwhile, Bord described UK insurers as “leading the way” in helping householders. “To have already secured the commitment of around 60% of the UK’s property insurance market with 8 of the UK’s major insurers, stands testimony to the commitment of the insurance industry to do what it can in the wake of climate change and really make a difference to customer outcomes,” he said. “We are confident that more insurers will come on board in the next six months and that Build Back Better will soon be a standard offering within UK home insurance policies. “The recent extreme weather across the UK this year has served to underline the impact that changing weather patterns are having in the UK, with one in four UK properties now predicted to be at risk of flooding from climate change. Increasing the resilience of the UK’s housing stock and reducing the trauma experienced by those being flooded has never been more prescient.” Related stories: