2019年4月30日

快乐的贷款已经建立了一个贷款INR 25 Cr, 35 k的客户在印度孟买微型企业创业提供流动资金贷款数字贷款创业贷款提出了快乐$ 20 Mn在股票和债券融资。3美元Mn股本投资,印度和美国的战略投资者,而17美元Mn债务融资来自DMI融资。资金将用于改善客户体验,幸福的贷款要求。它还将投资于加强客户的后端功能来改善其评估并确定他们的信誉。成立于2016年由Manish Khera和什维塔Aprameya,祝微型企业贷款提供流动资金贷款。它迎合商人有不到5员工和扩展INR 1之间短期贷款十万的INR 10十万卢比。该公司每月费用2%的利率。Khera共享的公司已经建立了一个贷款INR 25 Cr和支付整体INR 140 Cr超过35 k客户在印度。它提供30 - 90天的贷款和贷款还引入了一个新的类别的周末。目前,创业公司声称已经不到5%不良资产水平,据等。 Digital Lending In India Inc42 in its Annual Tech Startup Funding report 2018 noted that fintech startups raised $1.4 Bn across 121 deals in the year with top-five funding grossers being PolicyBazaar, Pine Labs, LendingKart, PhonePe and ClearTax. Further, Inc42 DataLabs noted that lending tech is gaining ground and became the third most significant sector in terms of funding. Here are a few recent fundings in the sector: April 2019: Mumbai-based digital lending startup InCred closed its Series A round at $85.89 Mn (INR 600 Cr). The funding round was led by Dutch development finance institution FMO with participation from US-based asset manager Moore Capital, India/Latin America-focused PE fund Elevar, and Alpha Capital. April 2019: Bengaluru-based digital lending startup ZestMoney raised $20 Mn in a fresh funding round led by Washington DC-headquartered fintech investor Quona Capital April 2019: Bengaluru-based full-stack consumer lending company Credy raised an undisclosed amount in a Pre-Series A round of funding. January 2019: Pune-based online lending startup LoanTap raised $8 Mn (INR 57.9 Cr) from a combination of debt and equity for its fifth funding round which was led by early stage venture capital fund 3one4 Capital. January 2019: Fintech lending company Aye Finance raised $10 Mn ( INR 71.32 Cr) in a debt funding round from global impact investment manager, responsAbility and Northern Arc, through the issuance of non-convertible debentures As of now, Happy Loans is looking to open credit facility to a market of 600 Mn people in India.