Geosite

2023年2月17日

在最近于悉尼举行的insurtechlive23活动上，澳大利亚保险科技公司的首席执行官西蒙·多塞特(Simone Dossetor，见上图)并没有回避该行业面临的巨大挑战。多塞特在开幕致辞中表示:“自2016年这个词首次出现以来，这是2022年，我们首次看到全球对保险科技的总体投资出现下降。”“所以我知道，对你们中的许多人来说，这是一个充满挑战的时期。”Gallagher最近的一份报告发现，2022年第四季度，全球保险科技投资大幅下降，与第三季度相比，总体下降了近60%。这位首席执行官说，投资者在会议上解释了这次下跌对当地的影响。在新加坡保险科技澳大利亚寻找投资已经在努力扭转这一趋势，最近从新加坡国际投资中心回来，其目的之一是吸引投资者。她表示:“我们与澳大利亚贸易委员会在新加坡国际贸易中心(ITC Singapore)(亚洲保险科技互联大会)上的展馆口号是:‘澳大利亚最好、最聪明的保险科技初创企业。’”该活动自称是“世界上最大的保险业领袖和创新者聚会”，为包括投资者在内的利益相关者提供了“无与伦比的机会”。然而，对于保险科技公司来说，严峻的经济消息似乎与悉尼展会上的行业兴趣水平不一致。dosetor为会场空间不够而道歉。 The event, held at the Museum of Contemporary Art, was sold out with several hundred participants and the room was overflowing. There was other positive news. Dossetor said new insurtechs continue to launch in Australia. “They either bring new expertise and technology from other industries, or they’re insurance geeks with a passion to solve a problem they've been frustrated about for many years,” she said. “And they're going out there alone.” Brave geeks The panel title was geeky but the presenters weren’t. Like the insurance industry, some geeks have changed for the better in recent years, in substance and appearance. James Orchard (pictured immediately above), CEO of QBE Ventures talked about “game changing” geospatial technology while quizzing Rachel Olney (pictured immediately below). Olney is founder and CEO of Geosite and a PhD candidate from Stanford University. Her California based firm specialises in geospatial data which can be defined as time-based data related to a specific location on the Earth’s surface. Olney explained the challenge of adapting geospatial and AI climate risk models across different countries. She said the accuracy and granularity of this data is getting much better and providing “scaleable understanding of insurance portfolios.” Also on the panel, Nick Hassam (pictured immediately below), CCO and co-founder of Reask , an AI tech firm specialising in forecasting extreme weather risks. Adelaide based Hassam said that, despite their obvious disastrous impacts, nat cats are very good testing grounds by providing considerable amounts of data that can be used to improve the claims process. He described the current forecasting technologies for cyclones and floodings as “very good” but said one current challenge is understanding exactly how the changing climate is interacting and changing perils like bushfires and floods. Later presentations covered investment challenges; insurtech solutions and the customer experience; and, a panel organised by event sponsor EY discussed technologies that can speed up insurance processes. Fostering an innovation culture Dossetor’s eye was also on the bigger picture. She said success for the wider industry depends on fostering an innovation culture with good partners, time, investment and an open mind. “That mindset of openness, flexibility and generosity,” she said. “Coming from an insurance corporate myself, it really can't be underestimated that difference in mindset, pace and drive that you have working with the startups.” Aussie insurtech success stories Despite the drop off in investment, Australian insurtechs continue to have success.