2023年5月4日

具体地说,这项技术允许金融机构做出更明智的,更快的评估借款人。呈现评估消费者的整个财务状况,而不是简单地回顾信用评分,使用先进的人工智能。富于说软件是通过使用开放银行业的x射线的传入和支出借款人。人工智能结合开放银行业的数据与传统的数据源。这包括信贷数据,自动贷款决定。根据比比皆是,渲染使企业达到更多的消费者,但不承担更多的风险。到目前为止,错过了付款的消费者数量是75%低于行业标准。渲染整个欧洲现在可以为企业做出更好的贷款决策和权力嵌入财务在他们的产品。5金融业务,包括消费者贷款,抵押贷款提供商和嵌入式金融提供商,嵌入式渲染成他们的服务。给数以百万计的消费者信贷杰拉尔德Chappell更实惠,首席执行官和共同创始人比比皆是:“我们很兴奋启动渲染前五的客户。 This has the potential to give millions more people access to affordable credit. We’re already in talks with numerous other businesses, including high-street banks, across EMEA.” “Credit scores were invented more than 50 years ago and while they may be right on average, they are wrong in every individual case. In the modern era where we have cutting-edge artificial intelligence and Open Banking data, we can and should do better. Render is better for lenders as it reduces risk, and better for customers as it enables lower interest rates.” Millions of ‘credit invisible’ people in the UK Michelle He, COO and co-founder of Fintern and Render, added: “There are millions of ‘credit invisible’ people in the UK. Despite many having strong finances, they are being ignored by banks. With Render lenders can better serve their borrowers and reduce the risk while doing so.” It is estimated that over 15 million people in the UK currently struggle to borrow for unexpected costs. Many with poor credit scores are only being offered unacceptably high interest rates. By using Render, companies can reach more customers and offer better rates. Earlier this year Abound raised capital of over £500m. Share this article