2022年11月17日

在DailyPay的一项调查中，只有28%的z世代表示，他们通常能够按时支付所有的账单。最年轻的成年人在存钱方面似乎也有顾虑。Z世代的父母们不用担心很快就会变成空巢老人。提供按需付费解决方案的平台DailyPay的一项新研究发现，由于当前的经济环境，18至25岁的年轻人中有54%的人选择与父母同住。一个重要原因是，当通货膨胀率高达8%时，这些年轻人很难保持金融稳定。只有28%的z世代表示，他们通常能够按时支付所有的账单。今年10月初，哈里斯民意调查公司(Harris Poll)代表DailyPay对3037名美国成年人进行了一项在线调查，其中353人是z世代。80%的年轻人表示，他们预计未来12个月美国经济要么保持不变，要么会下滑。41%的人担心，由于高通货膨胀，他们将更难支付水电费、医疗费用、信用卡、保险等账单。更糟糕的是，38%的受访者表示，他们担心购买食品等主食将变得更具挑战性。 The Latest “This report demonstrates the need for employers to provide meaningful and impactful financial benefits to help their employees, particularly Gen Z, despite the negative effects of inflation,” DailyPay chief executive Kevin Coop said in a statement. The research showed that the timing of pay could help young workers take care of monthly expenses. Nearly three-quarters of employed Gen Zers said having access to their pay every day, as opposed to waiting until a scheduled payday, would help them pay bills on time. Because of the current state of the economy, the youngest adults also appear to have worries when it comes to saving money. Seventy-eight percent of this cohort said they have been able to save less than they did last year, or only the same amount or nothing at all. Still, many Gen Zers may not be pessimistic about the long-term future. Only 33% said they are worried that they will find it more challenging to buy a house because of inflation, and just 20% worried that it will be more difficult to pay for health care for parents or family members.