Currence

2023年4月26日

没有评论欧洲支付计划想要接管理想。EPI想让理想的欧洲支付平台的基本技术。卢森堡公司Payconiq也是接管。这是公司的理想背后的技术。EPI,合作的几个主要欧洲银行包括德意志银行、荷兰国际集团(ING)和KBC,在一份新闻稿中写道,它打算从Currence获得理想。两家公司都同意这一点,但欧洲和国家监管也必须同意。和收购荷兰银行(ABN AMRO)和荷兰合作银行(Rabobank)也将成为EPI的新股东。荷兰银行建立了理想和曼联Currence为此目的。比利时Belfius和DZ银行已经加入EPI去年年底。EPI希望利用理想作为一种有效的支付系统的基础在欧洲。 Firstly, it must be a payment system that allows Europeans to exchange money between themselves and one that allows money to be exchanged between customers and businesses. This function should be tested in France and Germany by the end of 2023. At the beginning of 2024, this should happen more widely in those countries and also in Belgium. “Expansion to other European countries will follow at a later stage,” writes EPI. At the moment, EPI is already working on a digital wallet, but that initiative can be rolled out much faster due to the iDEAL takeover. According to the banks, iDEAL processes 1.2 billion payments per year in the Netherlands and is used for more than seventy percent of online payments. In the future, EPI also wants to release other applications for the digital wallet. The consortium mentions, among other things, the possibility of enabling different types of transactions, such as one-off payments, subscriptions or installment payments. It should also be possible to defer payment, add savings programs and eventually even use the wallet as a digital identity. With this development, EPI is responding to future European plans. The European Commission wants a digital wallet in which citizens can store their proof of identity or later also their driving license or other means of identification. Hundreds of companies are currently working on such a product, including the Dutch SIDN with the Yivi app. According to EPI, nothing will change for Dutch users. “The acquisitions have no direct consequences for Dutch consumers and iDEAL accepting merchants. They can continue to use iDEAL as they were used to,” the consortium writes. In addition to the acquisition of iDEAL, EPI is also acquiring the Luxembourg company Payconiq. That is the technological supplier of iDEAL; the company makes the technology behind it and is therefore an important part of the takeover. Payconiq also built Bancontact in Belgium. 2023-04-25 07:16:12