2023年3月1日

亚马逊公司签署了一项协议,四面楚歌的在线抵押贷款机构Better.com提供了一个新的员工受益。Better.com推出股权破解程序,允许员工使用既定股票作为抵押品购房首付时。亚马逊员工在佛罗里达、纽约和华盛顿将会是第一个尝试的工具。独特的项目,据Better.com,员工将有能力为家园没有出售股份,只需要承诺既得权益。甚至前亚马逊员工赋予股权可以使用服务,据Better.com,还有很多,亚马逊的职员裁员。当前和在世也可以使用二次抵押贷款工具度假屋或投资属性。关闭成本,贷款担保时,范围在2%到5%的贷款,更好的在其网站上说。然而,这里有一个陷阱。今天早些时候,《华尔街日报》报道:“保护自己免受在亚马逊的股价持续下滑的情况下,Better.com将收取更高的利率抵押贷款的员工承诺stock-between 0.25和2.5高于市场利率,这取决于首付是如何构成的。“这是一个创意,也奇怪,伙伴关系。更好的自2015年以来一个Amazon Web服务的客户和贷款发放系统完全由软件提供动力,根据一项声明。 Still, Better has been through its fair share of struggles that has cast doubt on its future. Last May, TechCrunch reported on a filing that revealed that Better.com had swung to a loss of more than $300 million in 2021 after a rapid-fire decline in business brought on largely by a slowdown in the housing market and a surge in mortgage interest rates. The company’s reputation also took a huge hit over the manner in which it conducted numerous rounds of mass layoffs , which also resulted in an executive exodus . Better.com also made headlines last July, when it appeared to still be moving forward with its SPAC filing despite lackluster performance of blank-check combination debuts. (On the same day of the updated SPAC filing, the WSJ reported that the SEC is examining whether Better.com violated federal securities laws, per a disclosure from the company.) While Amazon may be its test guinea pig, Better is aiming to make Equity Unlocker available nationwide for employees of public and private companies. TechCrunch reached out to Better.com and Amazon and will update the story upon comment. Want more fintech news in your inbox? Sign up here .