2023年4月19日

由阿米拉Dedovic Waave创始人Ben Zyl马克·康诺利和彼得Traianou(提供)悉尼fintech使用开放银行技术提供具有竞争力的商业费用提高了470万美元的种子轮由Menulog Morten压凸和电子商务投资董事总经理保罗·格林伯格。由本Zyl成立于2022年,马克·康诺利和彼得Traianou集体已经有几十年的工作经验的喜欢贝宝,AfterPay, NAB, Adyen Waave付款程序,允许客户管理他们的财务状况从一个地方。该公司的旗舰产品是由银行支付的,号称是第一个支付平台提供开放银行企业对企业(B2B)和企业对消费者(B2C)的客户。开放银行给消费者选择分享他们的数据与外部平台访问他们的储蓄和信贷数据,但仅限于第三方认证的澳大利亚竞争与消费者委员会(ACCC)。用银行付款需要平28分的交易费,这比信用卡支付处理便宜80%平均车价值100美元。它不需要密码,而是使用身份验证方法FaceID和TouchID批准交易。平台所有澳大利亚的银行工作,使客户能够支付在线和店内。为了避免混淆,Waave没有连接到支付银行合资银行(Bank of America)和库存有限公司——一个独立的支付系统,目前仅可在英国。“我们相信支付行业是古老的和今天的我们的支付方式是笨拙的和过时的,“Zyl说。“人们变得自满与卡优势——企业不应该支付过高费用收到支付,和客户应该在他们的钱完全控制和可见性。 “We’re here to drive change by bringing back the connection between consumers and businesses.” Since mid-2020, Australia’s bank customers have been able to give permission to accredited third parties to access their savings and credit card data. Later that year, customers were also given permission to allow accredited third parties access to mortgage, personal loan and joint bank account data. According to London-based consumer research firm The Business Research Company, the global Open Banking market is expected to reach a value of $48.13 billion by 2026. From July, Waave plans to roll out its services to key enterprise e-commerce customers both online and in-store across Australia. The team also believes there is scope to grow internationally alongside increased uptake of Open Banking globally. “We will adapt, evolve and grow our platform ecosystem and products, but our core purpose will always come back to improving the connection between consumers and businesses,” Traianou said. Waave is an ACCC-accredited data recipient and is regulated by AUSTRAC, meaning customer data is secured with the highest encryption management systems. “Waave is a champion for merchants at a time when they're feeling cost crunches from every direction,” National Online Retailers Association (NORA) founder and investor Paul Greenberg said. “Waave will also be welcomed by consumers – a simple, convenient, and secure way to pay. Many of us are looking to ‘Spring clean’ our wallets. “Getting rid of those high cost, underused payment solutions is simple and cathartic. Waave enables this by cutting out the middlemen." Get our daily business news Sign up to our free email news updates. First Name: