2023年6月16日

迪克的体育用品高份额的千禧年,X一代客户,使它可能容易受到零售支出的下降。学生贷款偿还计划恢复9月1日,和零售业主需求,已经习惯了高空间能感觉到刺痛。大约17%的美国的成年人——大约4300万人将受到影响的回归学生贷款,平均学生贷款支付每月393美元,中位数是222美元,《华尔街日报》报道。研究表明,零售支出可能会下降高达10 b美元每月家庭现金流下降。服装类别最有可能影响如果美国家庭可支配收入突然减少,根据瑞银的研究的研究延迟购买。这可能特别伤害老海军的收入,维多利亚的秘密,耐克,美国鹰牌服饰和盔甲,《华尔街日报》报道。Wayfair,迪克的体育用品,极端美丽,威廉姆斯目标和百思买也可以在受影响最严重的零售商,据摩根大通(JP Morgan)分析《华尔街日报》报道。这是因为这些品牌有很高的客户比例Gen X和千禧,最欠的两代人的1.64 t的联邦学生贷款在美国零售已经在房地产投资者的首选2023年资产类别,允许房东推高租金在空间的需求增加。尽管美国联邦储备理事会(美联储,fed)的加息和高通胀已达到支出为几乎所有的后代,偿还学生贷款的回报将添加更多的X世代紧张和千禧年的消费者和零售支出和房地产可能会间接伤害。 A potential cooling for retail real estate follows a year of slowly increasing demand, with landlords gaining an upper hand in recent lease negotiations and pushing for measures including annual rent increases. Vacancy is still low, hitting 4.5% for Q1, according to numbers from the National Association of Realtors . Still, a decline for retail may have already started, according to a Q1 report from JLL : Reduced consumer spending due to inflation, a shift toward discount retailers and reduced appetite for discretionary purchases drove net absorption of real estate to shrink by more than 10M SF. Any additional impact to retail landlords from the return of student loan payments may not materialize for as long as another year because of a grace period — a time during which borrowers who miss payments will not have their loans referred to delinquency — proposed by the White House during debt ceiling negotiations. With that in place, the return of student loans won’t be seen in economic data until sometime between December and next September. Contact Ciara Long at ciara.long@bisnow.com